How Much Does A Repo Company Make Per Car


A repo company is a specialized vehicle retrieval business that retrieves vehicles by court order from owners who are delinquent in their auto loans. In the United States, the average repo company charges a fee for each vehicle it retrieves, with the fee usually based on the size and value of the vehicle. So how much do repo companies make per car? The answer, of course, depends on many factors, but generally speaking repo companies can expect to make anywhere from a few hundred dollars to several thousand dollars per vehicle.

Different Types of Repos

There are several different types of repos that repo companies may take on. Some of the most common are dealer repos, lease repos, retail repos, and auto loan repos. For each type of repo, the fee charged by the repo company will vary. For a dealer repo, the fee is typically based on the value of the vehicle and the number of vehicles being repossessed. The fee for a lease repo is typically determined by the terms of the lease contract and the repossession company’s experience. With regards to the retail repos and auto loan repos, the fees are usually determined by the size and value of the vehicle.

Average Fees for Repo Companies

According to experts in the repo business, repo companies usually charge between $200 and $2000 for each vehicle they repossess. This fee is typically determined by the size and value of the vehicle, as well as the amount of work the repo company has to do to retrieve the vehicle. For example, a repo company may charge more for a large, expensive vehicle that is difficult to access than for a small, inexpensive vehicle that is easily accessed. In addition, the fee may include additional costs such as fuel, storage, and towing charges.

Travel and Other Expenses for Repo Companies

In addition to the per-vehicle fee, repo companies may also charge additional travel and other expenses, depending on the circumstances. For example, if a repo company has to travel a significant distance to retrieve the vehicle, they may charge additional travel costs. Additionally, if a repo company has to deal with uncooperative property owners or other obstacles while retrieving the vehicle, they may be entitled to additional fees.

Different Ways Repo Companies Get Paid

Repo companies may be paid in several different ways. In some cases, the loan company or other party involved in the repo will reimburse the repo company for their services. In other cases, repo companies may be paid directly by the consumer or the consumer’s lender. Additionally, some repo companies may choose to collect a portion of the loan balance due from the consumer in exchange for returning the vehicle.

Benefits of Working with a Repo Company

For loan companies and other parties involved in a repossession, working with a reputable repo company can be highly beneficial. Not only can working with a professional repo company help ensure the successful repossession of a vehicle, but the company can also help manage the costs associated with the repossession process. Additionally, working with a repo company can provide loan companies and other parties with the peace of mind that comes with knowing the vehicle and its owner are being treated with fairness and respect.

Risks Associated with Repo Companies

While there are many benefits to working with a reputable repo company, there are also risks associated with repo companies. One of the most significant risks is the potential for property damage during the repossession process. For example, a repo company may damage a property while entering or exiting the property, or while attempting to retrieve the vehicle. Additionally, repo companies can also be subject to legal action if they are involved in a repossession from a consumer who does not actually owe money on the vehicle being repossessed.


Repo companies can make a significant amount of money for each vehicle they repossess. However, it is important to remember that the exact amount that repo companies make per vehicle will depend on several factors, including the type of repo, the size and value of the vehicle, and any additional expenses incurred during the repossession process. In addition, working with a reputable repo company can help minimize the risks associated with repossessions.

Marjorie Turcios is a seasoned leader and management expert with over 25 years of experience. She has held various leadership positions in private industry, government, and education. She is an advocate for creating win-win solutions and has worked to create successful, lasting change in corporations and organizations. Marjorie is an award-winning author of several books on leadership, mentoring and coaching, and effective communication skills. Her passion is to help others discover their potential and reach new heights in their professional life through her writings. Marjorie resides in Dallas, Texas where she enjoys spending time with her family, traveling to different places around the world, and speaking at conferences about her areas of expertise.

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